Insurance platforms where the rules can change weekly
Rating engines, policy administration, claims intake and the reporting on top — built so a product change is a configuration and a test run, not a release scramble.
Signs the platform is holding you back
Rates are buried in code
Every pricing change needs an engineer and a deploy. We move rating into versioned, testable definitions the actuarial side can read.
You cannot reproduce an old quote
Regulators and disputes require it. We keep the rule version with the quote so any historical decision can be replayed exactly.
Claims workflow is a spreadsheet
Intake, triage, reserving and settlement modelled as one auditable process with real handoffs and SLAs.
Insurance software is versioned reasoning. If you cannot re-run last quarter’s rules against last quarter’s data, you do not have a platform.
Rules as data
Rating, eligibility and commission logic live as versioned definitions with their own test suites, so a change ships with evidence of its effect on a book of sample risks before it reaches production.
This is what turns a two-week pricing change into a two-day one, and it keeps engineers out of the middle of every commercial decision.
Integration with the rest of the market
Broker portals, bordereaux, payment providers, reinsurance reporting — mostly file formats and endpoints designed decades apart. We isolate each behind an adapter with its own monitoring, so one partner’s outage is not your incident.
Reconciliation is built in from the start, because money that does not tie out is the fastest way to lose trust in a new system.
Any quote you issued should be reproducible years later, down to the rule version.
Work like this usually touches
Modernising quoting, policy admin or claims?
Send the context you have — a repo, a diagram, or three paragraphs of frustration. We reply within one business day.